Dedicated to providing essential payment, settlement, and information services to financial institutions across the United States. Supporting the nation's financial infrastructure with reliability and security.
Federal Reserve Financial Services (FRFS) fosters innovation and stability for financial institutions. We operate with the quiet confidence of national infrastructure, ensuring that every transaction—from high-value wire transfers to instant payments—is handled with precise, authoritative care.
Our commitment extends beyond technology; we provide the foundational connectivity that allows the U.S. financial system to flourish in an increasingly digital landscape.
Enabling instant payment capabilities, allowing financial institutions to send and receive payments in real-time, 24/7/365.
InnovationSecure connectivity options including Advantage, Command, and Direct for integrated access to all FRFS services.
ConnectivitySupporting depository institutions through Lending Central, Reporting Central, and Reserves Central.
StabilityManaging collateral, savings bonds processing, and ACH reclamation for the U.S. Treasury.
ComplianceResources
Assurance
Engagement
We guide you through the application process and secure connectivity setup. Connect with our dedicated support team to begin your integration.
Mon — Fri: 9:00 AM - 5:00 PM
Reliability through 2026 and beyond.
View 2026 Fee Schedules